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For example,* if the MEGAMILLIONS States estimate a jackpot of $10 million to be paid over 26 years, the approximate cash value is $5.3 million. With Cash Option, the winner receives the cash value in one payment less required tax withholdings as opposed to $10 million over 26 years less required annual tax withholdings.

*All figures used in the above example are based on payments to a single winner and on sales and interest rate yields as of 4/2/02 (5.6%).

Multi State (MS) Lotteries is a concept where a centralized drawing system serves more than one state.

 The programs vary and details about proceeds from the lottery money and how to play are available from the links provided on this site.